TOFO — Fresh Soft Life · Quality Tissue & Detergents

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Payment Policy

## Payment Policy

**DRAFT — For review by business owner before publication.**

### 1. Accepted Payment Methods
We accept online payments through iKhokha, including card payments.

### 2. Order Confirmation
Orders are confirmed after successful payment verification.

### 3. Failed Payments
If payment fails, your order remains pending. You may retry payment.

### 4. Refunds
Refunds are processed through iKhokha where supported.

### 5. Security
All payments are processed securely. We never store card details.

### 6. Contact
[PLACEHOLDER - Add payment enquiry contact details]